Conventional loan limits determine the maximum amount you can borrow for a mortgage without crossing into jumbo loan territory. These limits vary by location and are updated annually to reflect housing market trends. For 2025, the Federal Housing Finance Agency (FHFA) has set new conforming loan limits to accommodate rising home prices. Staying within these limits offers benefits like lower interest rates and easier qualification criteria. At Bond Street Mortgage, we’re here to help you navigate these limits and find the best financing solution for your needs. Let’s make your homeownership dreams a reality with a tailored mortgage plan!